The Affordable Loans 5-7-9% programme remains the main state instrument for businesses investing in solar plants, storage and cogeneration. On 28 January 2026 the Cabinet raised the maximum investment loan for energy-efficiency and energy-independence projects from UAH 150 million to UAH 250 million and added cogeneration units to the eligible equipment; businesses in high war-risk zones pay 1% for five years and then 5%. At the same time the government simplified rooftop and facade solar plants: only a technical inspection report of the building is required, with no construction permits or registrations.
Cabinet Resolution No. 1302 of 21 October 2026 then amended the general programme procedure: total support per group of related companies is capped at EUR 500,000 (also during martial law, excluding agriculture, fishing and reconstruction loans), banks must check the interest-coverage ratio of medium-sized borrowers annually and on every new tranche, working-capital loans are limited to 12 months, and the high war-risk zone now covers territories where less than seven years have passed since hostilities ended, with that line capped at UAH 90 million. The energy-independence conditions themselves were not changed by this act.
For installers: confirm that your client's group still has headroom under the EUR 500,000 cap before structuring a 5-7-9 financed solar or storage project, and use the technical-inspection route for rooftop installations.
An information digest prepared from official announcements and industry press; conditions change — always check the official source and the date of the entry before advising a customer.
